Comprehensive Protection for Your Small Business
A Business Owner’s Policy (BOP) combines essential coverages—General Liability, Commercial Property, and Business Interruption Insurance—into one cost-effective package. It’s designed to protect small and mid-sized businesses from property damage, lawsuits, and financial losses due to unexpected disruptions.
At
CRR Insurance Services, Inc., we help
contractors, restaurants, retail businesses, and service providers get the
right BOP coverage to protect their assets, employees, and operations.
Why Do You Need a Business Owner’s Policy?
Running a business comes with unpredictable risks—from customer injuries to fire, theft, or business disruptions. Without the right coverage, these risks could result in huge financial losses.
Liability Protection
Covers customer injuries, property damage, and legal claims.
Property Coverage
Protects buildings, equipment, tools, and inventory from damage or theft.
Business Interruption Insurance
Covers lost income if you’re forced to close temporarily.
Affordable Bundled Coverage
Combines multiple policies at a lower cost than buying separately.
What Does a Business Owner’s Policy Cover?
✔ General Liability Insurance
Protects against lawsuits, third-party injuries, and property damage.
✔ Commercial Property Insurance
Covers buildings, inventory, furniture, and equipment from fire, theft, vandalism, and disasters.
✔ Business Interruption Insurance
Pays for lost income, rent, and payroll if a covered event forces your business to temporarily close.
Need additional coverage? We offer custom BOP add-ons for Cyber Liability, Equipment Breakdown, and Employee Theft.
Who Needs a Business Owner’s Policy?
- Contractors & Construction Businesses – Coverage for tools, equipment, and job-site risks.
- Restaurants & Food Service – Protection for kitchens, dining areas, and customer safety.
- Retail Shops & Boutiques – Covers inventory, equipment, and liability claims.
- Professional Services – Essential for consultants, accountants, and marketing firms.
- Auto Repair & Garage Shops – Protection against property damage and liability lawsuits.
-
If you own a small or mid-sized business, a BOP is the smartest way to bundle essential coverages at an affordable price.
Frequently Asked Questions (FAQs)
What is NOT covered under a Business Owner’s Policy?
A BOP does not include Workers’ Compensation Insurance or Commercial Auto Insurance—these must be purchased separately.
How much does a BOP cost?
BOP pricing depends on business type, location, revenue, and number of employees. We offer customized, cost-effective plans.
Can I add extra coverage to my BOP?
Yes! We can customize your BOP with Cyber Liability, Professional Liability, and Employee Dishonesty coverage.
Why Choose CRR Insurance Services?
✔ Industry-Specific Coverage – Tailored for contractors, small businesses, and service providers.
✔ Affordable, Competitive Rates – Get top-tier protection at cost-effective pricing.
✔ Same-Day Certificate Processing – Get proof of coverage fast, so you can focus on growing your business.
✔ Expert Claims Assistance – We handle claims efficiently to minimize disruptions.
Get the coverage your business needs—without overpaying!
Get a Business Owner’s Policy Today
Your business deserves strong, affordable protection. A BOP from CRR Insurance Services, Inc. provides comprehensive coverage in one simple package—so you can focus on success while we handle the risks.